Medical identity theft occurs when someone illegally uses another person's personal health information, such as name, Social Security number, or insurance details, without their consent. Criminals may use this stolen information to obtain medical services, prescription drugs, or submit fraudulent claims to insurance providers. Victims can face serious consequences, including incorrect medical records, denied insurance claims, or unexpected medical bills. Unlike financial identity theft, medical identity theft can jeopardize a person's health if false information is added to their medical history. It is important to regularly review medical records and insurance statements to detect suspicious activity and report any discrepancies immediately.